The Ogden rate or Discount rate – What is It?

When assessing lump sum awards for personal injury claimants, courts take into account the net rate of return (discount) that the claimant might expect to receive from a reasonably prudent investment of lump sum compensation. Since 2001, this rate has been 2.5%. On the 7th December 2016, It was announced that a review of the…

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IMPORTANT INFORMATION – The Insurance Act 2015

The Insurance Act 2015 applies to all commercial polices placed or varied after 12 August 2016. As a purchaser of insurance it remains a commercial policyholder’s responsibility to disclose every material circumstance that they know, or ought to know, about the risk.  A material circumstance is something that would affect the judgement of an insurer in deciding…

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Pali Users Professional Indemnity Insurance for DEAs and NDEAs

Coming soon!

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IT & Management Consultants – Professional Indemnity Insurance

Do IT and management consultants really need pi insurance cover? This is a question posed by many different businesses when reviewing their overall running costs. A professional indemnity insurance policy provides cover in respect of economic losses that may arise as a result of errors and/or omissions made during the normal course of a firms…

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PI Insurance – Is It Really Needed?

Professional indemnity insurance is at times considered to be an unnecessary expense that many companies are forced into having as a result on contractual requirements or industry governing bodies dictating that pi cover is required. Like with any insurance policy the merits of a professional indemnity policy are often only really appreciated in the event…

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Professional Indemnity Insurance – Common Misspellings

If you are looking for professional indemnity insurance for your business then we can help – whatever your occupation we can provide quotations from our panel of insurers including Novae Insurance Company, Royal & Sun Alliance Insurance, Beazley Insurance Company, Dual Corporate Risks, HCC Diversified Financial Products, Norwich Union Insurance, Towergate and others. Instant professional…

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Professional Indemnity Insurance – Why Insurance2day?

Insurance2day Insurance Services Ltd is the one stop shop for your professional indemnity insurance needs. Not only do we offer comprehensive, competitive online pi quotations for which cover can be issued instantly but we can also quote be-spoke indemnity insurance packages from our panel of insurers. Whatever your business activities Insurance2day have the answer to…

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Exclusive Professional Indemnity Insurance Schemes

Insurance2day have negotiated exclusive PI Insurance Schemes with both Royal & Sun Alliance Insurance plc and Novae Insurance Company Ltd. Whilst other insurance brokers may have access to the open market product ranges of these insurers the online indemnity schemes are only available via Insurance2day Insurance Services Ltd. At Insurance2day we pride ourselves on our…

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Professional Indemnity Insurance – collateral warranties and contract requirements

Businesses entering into collateral warranties are by doing so agreeing to have and maintain professional indemnity insurance cover. In other industries where client’s terms of business prevail we advise companies to seek professional legal advice from contract lawyers prior agreeing to terms as companies can stipulate under their contract conditions that certain suppliers must have…

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Professional Indemnity Insurance for Health & Safety Consultants

You can access our Health & Safety Consultants online professional indemnity insurance scheme if your estimated annual turnover is up to £200,000 and you require up to £1,000,000 cover. Our PI Insurance scheme premiums for H&S professionals are as follows: £100,000 PI insurance from £183.75 £250,000 PI insurance from £225.75 £500,000 PI insurance from £341.25…

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