insurance2day


Insurance2day Insurance Services Ltd are authorised and regulated by the Financial Services Authority and are members of:





Professional Indemnity Insurance

We can assist whether you require professional indemnity insurance to:
1. Fulfil your contractual requirements, 2. Comply with your industry regulatory bodies, or, 3. For the sake of prudence.
Details of our online schemes are summarised below, for further advice please call 0800 055 60 83 or for more information about professional indemnity insurance cover please click here.
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Professional Indemnity & Liability Scheme for:
• CONTRACTORS • CONSULTANTS
• BOOKKEEPERS • GRAPHIC DESIGNERS
• TRAINERS/ASSESSORS • INTERIM MANAGERS
All of the prices below INCLUDE £10,000,000 Employers Liability & £1,000,000 Public Liability
OPTION 1: Est. Annual Turnover up to £200,000
Professional Indemnity Cover
Total Annual Premium
£100,000
£220.00
£250,000
£289.52
£500,000
£371.68
£1,000,000
£546.00
OPTION 2: Est. Turnover £201,000 - £400,000
Professional Indemnity Cover
Total Annual Premium
£100,000
£395.00
£250,000
£534.04
£500,000
£723.36
£1,000,000
£1,052.00
OPTION 3: Est. Turnover £401,000 - £600,000
Professional Indemnity Cover
Total Annual Premium
£100,000
£580.00
£250,000
£788.56
£500,000
£1,035.04
£1,000,000
£1,578.00
QUICK MENU OPTIONS:
ELIGIBLE OCCUPATIONS:
  • Bookkeepers
  • Business Consultants
  • Computer Consultants
  • Computer Programmers
  • Copywriters
  • Data Processors
  • Graphic Designers
  • HR Consultants
  • IT Consultants
  • IT Contractors
  • Interim Managers
  • Marketing Consultants
  • Market Researchers
  • Management Training
  • Management Consultants
  • Ofsted Inspectors
  • PR Consultants
  • Procurement Consultants
  • Software Consultants
  • Training Consultants
  • Quality Assessors
  • Web Site Designers

If you have any question please do not hesitate to contact Sid Gould on 0800 055 60 83 or email sg@insurance2day.co.uk.
Professional Indemnity & Combined Liabilities Insurance Scheme Terms & Conditions:

* Insurers: Underwritten with Royal & Sun Alliance Insurance plc and arranged through Saturn a trading name of Martello Professional Risks Ltd
* All premiums quoted are inclusive of Insurance Premium Tax @ 5% & Policy Fees.
* £250 policy excess - not applicable to the first professional indemnity insurance claim or the Employers’ Liability section. Where turnover exceeds £200,000 the professional indemnity insurance excess increases to £500.
* Satisfactorily completed proposal form and payment of premium
* Standard policy wordings and warrantees - sample policy available on request
Acceptance Criteria:
(If you do not comply with all or any of the criteria below please call Insurance2day on 01384 423 888 for details of other products which may be more suited to your requirements)
a) Proposer to be aged less than 65, based in the United Kingdom (including Channel Islands, Isle of Man and N. Ireland ) with no more than 25% of fees from overseas and no work in USA/CANADA/AUSTRALIA
b) Maximum of 3 practising Partners, Directors or Consultants all with relevant industry experience and qualifications
c) Gross fees per practising Partner, Director or Consultant in past, current or next year not to exceed £200,000
d) Work for clients where the Proposer has an association or financial interest not to exceed 25% of total fees
e) Additional criteria for the IT Industry: (i) Supply of hardware not to exceed 50% of income, (ii) IT Security work not to exceed 25% of income, (iii) Software reselling work not to exceed 50% of income, (iv) No involvement in Live Trading Systems and (v) No Internet Service Provision. Cover excludes claims arising from (i) supply of and/or defective workmanship in the installation, repair or maintenance of computer hardware and/or peripheral equipment and wiring, (ii) web site hosting activities and/or (iii) domain name registration activities
f) Additional criteria for Interim Managers: Interim Financial Management not to exceed 25% of income
g) Amongst the excluded occupations are (i) Advertising Agencies, (ii) any sub-contract or direct printing, (iii) Health & Safety Consultants and (iv) those acting in the role of a FSA approved Compliance Oversight Officer
h) Proposer does not require an approved professional indemnity wording to comply with the minimum institute requirements of The Institute of Chartered Accounts or the Association Of Chartered Certified Accountants
N.B. All quotes are subject to a full, detailed description of business activities being provided outlining roles and responsibilities and insurers acceptance of the same
* Significant/unusual conditions, limitations or exclusions:
1. It is warranted that all subcontractors have and maintain their own insurance coverage to at least equivalent limits of indemnity
2. Excludes claims arising from (i) supply of and/or defective workmanship in the installation, repair or maintenance of computer hardware and/or peripheral equipment and wiring, (ii) web site hosting activities and/or (iii) domain name registration activities
3. It is warranted that formal sign off procedures are in force for all and any design activities
4. Cover is subject to a Year 2000 exclusion
5. Retroactive Date: Inception - (if you have previously held professional indemnity insurance cover please advise us of the retroactive date so that we can refer to insurers for terms for the retroactive date to be carried forward)
6. The cover will be governed by and construed in accordance with the Laws of England and Wales
Professional Indemnity Schemes for:
HOME INSPECTORS & DEAS
Professional Indemnity
Annual Premium
£250,000
£273.00
£500,000
£362.25
£1,000,000
£498.75
£2,000,000
£929.25
ACCOUNTANTS
Professional Indemnity
Annual Premium
£100,000
£320.25
£250,000
£388.50
£500,000
£593.25
£1,000,000
£918.75
ARCHITECTS
Professional Indemnity
Annual Premium
£100,000
£278.25
£250,000
£336.00
£500,000
£509.25
£1,000,000
£787.50
ENGINEERS
Professional Indemnity
Annual Premium
£100,000
£278.25
£250,000
£336.00
£500,000
£509.25
£1,000,000
£787.50
HEALTH & SAFETY CONSULTANTS
Professional Indemnity
Annual Premium
£100,000
£183.75
£250,000
£225.75
£500,000
£341.25
£1,000,000
£525.00
SURVEYORS, ESTATE AGENTS & PROPERTY MANAGERS
Professional Indemnity
Annual Premium
£100,000
£183.75
£250,000
£225.75
£500,000
£341.25
£1,000,000
£525.00
MISCELLANEOUS OCCUPATIONS
Professional Indemnity
Annual Premium
£100,000
£183.75
£250,000
£225.75
£500,000
£341.25
£1,000,000
£525.00
ALL OTHER OCCUPATIONS
If none of our schemes appear to be suitable

for your business activities &/or the size of your company please call 0800 055 60 83 or

CLICK HERE.

Professional Indemnity Insurance

If you want to protect yourself from malpractice cases, and other indemnity law suits then our professional indemnity insurance is a must. We will make sure you are left to worry about more important business matters, while our professional indemnity insurance protects you from any legal complications that might arise.

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