PI Cover – Who Needs It?

The need for professional indemnity (PI) cover has grown over the past several decades. This is because more people enter professional service-based professions. PI insurance still covers ‘traditional’ professionals, such as doctors, solicitors, accountants and architects. However, there is a whole new market of professionals, who now need to consider PI cover. Whether a traditional…

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What’s the Difference between Bona Fide and Labour Only Subcontractors?

And, Why Does It Matter? The categorisation of Bona Fide and Labour Only subcontractors can cause great confusion! However, correctly classifying your subcontractors is of paramount importance. Failure to do so could result in claims being repudiated. Labour Only Subcontractors Labour Only Subcontractors (LOSCs) are treated as if they are working under a contract of…

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