How Can General Average Affect Importers And Exporters?

General Average is a long-established principle of Maritime Law. It is important for all importers and exporters to be aware of the potential financial risks, in the event of General Average being declared. The Marine Insurance Act 1906, defines a General Average as: “There is a general average act where any extraordinary sacrifice or expenditure…

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Why Are Professional Indemnity Insurers Applying Cyber Exclusions?

Due to increasing ambiguity in cover between Professional Indemnity (PI) and Cyber Insurance policies, many insurers are now applying ‘Cyber and Data exclusion’ endorsements to PI policies. This may appear as though PI insurers are looking to restrict policy cover. however they are simply seeking to provide clarification. Professional Indemnity Insurers Seek Clarification Professional Indemnity…

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