The affordable legal expense solution for companies with up to £2,000,000 turnover per annum: |
|
|
Summary of Premiums & Cover:
|
|
Legal Expenses
Limit of Indemnity |
For companies with an estimated annual
turnover up to £2 million
|
With Employers Protection |
Without Employers Protection |
£50,000 |
£115 |
£90 |
£100,000 |
£130 |
£105 |
|
|
CLICK HERE:
|
|
|
if you wish to proceed with one of the options above
|
if the above levels of cover do not match your needs
|
|
|
Overview of Cover Afforded: |
|
|
· Tax Investigation |
You’ll be covered for accountancy and legal costs involved in representing your business in any in-depth investigation by the Inland Revenue, Dept of Social Security or HM Customs and Excise. If you wish, you may use your own accountants to act for you in the event of an investigation. |
· Employer’s Protection |
We’ll pay the cost of defending disputes with employees at an Employment Tribunal – we’ll even meet the cost of any basic or compensatory awards made against you. The insurers will provide their own specialist employment lawyers to help you in disputes with employees. |
· Defence against Prosecution |
You’ll be covered for the cost of defending criminal actions against you, including any that arise from the Health & Safety at Work etc Act 1974, Food Safety Act 1990 and the Food Safety (General Food Hygiene) Regulations 1995. |
· Data Protection Act |
We’ll meet the cost both of defending civil actions against you under the Data Protection Acts 1984 and 1998 and of any awards made against you. |
· Premises |
You’ll be able to claim the cost of pursuing disputes arising out of your occupation of property, including nuisance and trespass cover. |
· Contract Disputes |
Cover for disputes between you and a customer over a contract for goods or services worth from £500 to £5,000 – uniquely, this includes Utility Contracts. (Takes effect after the first 90 days from inception). |
· Statutory Licence Protection |
We’ll pay costs and expenses incurred if a court or relevant authority suspends, revokes or alters the terms or refuses to renew your licence. |
· Directors’ Protection |
Costs and expenses incurred by a Director arising from the defence of any proceedings alleging a wrongful act committed in their capacity as a Director. Like the Tax/VAT section, cover is limited to £25,000. |
· Jury service |
We’ll pay out up to £100 a day if your one of your directors, partners or employees is called for jury service and the same amount if an employee has to attend court as a witness in connection with a claim under the policy (£5,000 maximum). |
|
|
Plus, Free Legal and Tax Advice 24 hours a day, 365 days a year. |
|
|
Terms & Conditions: |
|
|
|
* All premiums quoted are inclusive of Insurance Premium Tax @ 5% & Policy Fee.
* Satisfactorily completed proposal form and payment of premium
* Standard policy wordings and warrantees |