|
Combined Commercial
Annual Premiums |
Select
1
|
Select
2
|
Select
3
|
Select
4
|
| Turnover Band (inc VAT) |
up to £300,000 |
up to £500,000 |
up to £1,000,000 |
up to £2,000,000 |
| Annual Premiums |
£1,155.00 |
£1,445.00 |
£2,023.50 |
£2,887.50 |
| Business Contents Sum Insured |
£150,000 |
£250,000 |
£600,000 |
£1,000,000 |
|
Business Contents Inner Limits
|
| Non Ferrous Metals ex. Aluminium |
£10,000 |
£10,000 |
£10,000 |
£10,000 |
| Computer & Electronic Equipment (inc. Hardware & Software) |
£10,000 |
£10,000 |
£20,000 |
£20,000 |
|
Other Covers:
|
|
Business Interruptions
|
£150,000 |
£250,000 |
£500,000 |
£1,000,000 |
|
Goods in Transit (own vehicles limit)
|
£5,000 |
£5,000 |
£10,000 |
£10,000 |
|
All Risks – Portable Business
Equipment (anywhere in UK )
|
£2,000 |
£2,000 |
£2,000 |
£2,000 |
|
Money
|
£5,000 |
£5,000 |
£10,000 |
£10,000 |
|
Employers’ Liability
|
£10 million
|
£10 million
|
£10 million
|
£10 million |
|
Public/Products Liability
|
£1 million |
£1 million |
£2 million |
£5 million |
|
|
Royal & Sun Alliance Insurance plc
Engineering Select Combined Commercial Insurance Scheme
Terms & Conditions :
Business contents is defined as all plant and machinery, fixtures and fittings, glass, signs, canopies, stock, work in progress, goods held in trust, computer and electronic office equipment and all other business contents. Cover is arranged on an ‘all risks’ basis including subsidence where buildings insurance cover is arranged.
Optional covers: Buildings, Goods in Transit – Third Party Carriers, Terrorism …
All risks with the following features need to be referred to underwriters:
- Non-UK turnover
- Work at hazardous locations i.e. in or on railways, docks, marine craft, mines, airports, aircraft, power stations, oil refineries, bulk oil, gas, chemical or petrochemical work, gas or chemical storage tanks or chambers, nuclear installations or offshore installations
- Manual work away from premises
- Manual work away from premises involving the application of heat
- Businesses that do not have a current Health & Safety policy
- Manual work involving the use of power presses, ovens, spark eroders and/or spray booths
- Products supplied to the motor vehicle, marine, aerospace, mining, petrochemical, nuclear or offshore industries, or used for medical or surgical purposes
- Safety critical products
- Products which to your knowledge may be exported to the USA or Canada Claims or circumstances in last 3 years
Scheme arranged by Insurance2day Insurance Services Ltd
Authorised and regulated by the Financial Services Authority
Tel : 0800 055 60 83 Fax : 01384 444 976
mail@insurance2day.co.uk insurance2day.co.uk
Insurance2day Insurance Services Ltd, Turner House, Queen Street , Stourbridge, West Midlands , DY8 1TP.
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