Let Commercial Insurance

Please carefully review the Statement of Fact below and advise if you do not agree with ALL of the statements:

• A. No partner, director or any other person responsible for the property which is the subject of this insurance proposal, or any other business in which you, or they, have been trading:
• 1. Have any convictions, criminal offences or prosecutions pending, other than motor offences, or received an official caution within the last three years
• 2. Have been declared bankrupt/insolvent, or the subject of bankruptcy proceedings
• 3. Have been officers of a company that has been declared insolvent, or had a receiver, administrator or liquidator appointed, or entered into arrangements with creditors in accordance with the Insolvency Act 1986 or any subsequent legislation
• 4. Have been the subject of a county court judgement (CCJ) in respect of debt, either as private individuals or in connection with any business
• 5. Have been the subject of a recovery action by Customs and Excise or the Inland Revenue 6. Have been disqualified under the Company Directors Disqualification Act 1986 or any subsequent legislation 7. Have had a proposal refused or declined or ever had an insurance cancelled, renewal refused, a claim repudiated or special terms imposed 8. Have been officer of a company subject to Prohibition or Enforcement action by any regulatory bodies or been served with a prohibition or improvement notice

• B. The property:
• 1. Is of non-combustible construction with no composite panels
• 2. Is not built on made up ground
• 3. Is not located in an area with a known history of subsidence; has no visible cracks; and the property or any adjacent property has not previously suffered from any subsidence, heave or landslip
• 4. Is not in an area previously affected by flood
• 5. Does not have any high risk adjoining or neighbouring premises
• 6. Is maintained in a good state of repair

• C. You comply with the requirements of the Regulatory Reform (Fire Safety) Order 2005 (or any similar, equivalent or subsequent legislation) and UK health and safety legislation
• D. All Material Facts have been disclosed