Insurers tend to require a current, satisfactory Electrical Installation Condition Report (EICR) as a condition of cover, to certify that fixed wiring is in a safe condition, so as to reduce the risks of (i) individuals being electrocuted and (ii) electrical fires.

EICR standard periodic inspection reports identify defects that may otherwise go unnoticed, using the following standard classification codes:

C1 – Danger present
The safety of those using the installation is at risk and immediate remedial action is required.

C2 – Potentially dangerous
Those using the installation may not be at immediate risk, urgent remedial action is required to remove potential danger.

C3 – Improvement
A non-compliance with the current safety standard which, whilst not presenting immediate or potential danger, would result in significant safety improvement if remedied.

An EICR enables you identify and remedy any issues, so as to comply with the Electricity at Work Regulations, which require electrical installations to be designed, installed, operated and maintained in a safe manner at all times. Once a Satisfactory EICR has been issued, this will stipulate the date for the next periodic inspection (usually 3 years for industrial and 5 years for commercial premises, however this may vary depending on the age and condition of the installation).

Insurers usually stipulate that the fixed wiring testing must be carried out by a member of the National Inspection Council for Electrical Installation Contracting (NICEIC), however other certification bodies may be acceptable (if your electrician isn’t NICEIC accredited, we would need to refer to insurers for acceptance).

If you require further advice or guidance in respect of the above, please contact us and we will gladly discuss compliance with both the Electricity at Work Regulations and your Insurer’s terms and conditions of cover.