Guide on How To Obtain Driving Licence Details

Obtaining a copy driving licence is a relatively simple process, involving the driver obtaining a code and then providing this to the company, along with the last 8 characters of their driving licence number, however we have produced a guide to assist. Should you have any questions in respect of the above, please do not hesitate…

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Protect Yourself from Cyber-Attacks

These Two Cyber-attacks Are on the Rise — Here’s How to Protect Yourself Although clicking on and responding to emails in the workplace is a common practice, recent research revealed it’s also a top cyber-security concern. Indeed, among the methods cyber-criminals use to attack organisations, social engineering scams and ransomware are on the rise. Social…

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PI Run-Off cover – Who Needs It?

Because PI policies are claims-made policies, once they expire, they will not cover any more claims. That leaves you exposed years into the future after you retire or stop trading for mistakes you made in the past, which is why you should consider run-off cover. Run-off cover is required for certain professions, such as solicitors, accountants,…

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Why Do I Need a Fire Risk Assessment?

Fire risk assessments are a legal requirement for anyone that owns property or is otherwise in control of commercial premises and other non-domestic premises, such as the common areas of multi-occupied residential buildings. Conducting risk assessments helps you prevent fires, keeps your property and employees safe, and increases the chances that your business can recover…

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Government Releases 2017 Cyber Security Breaches Survey

The government has published its 2017 Cyber Security Breaches Survey, which provides a way for you to compare the effectiveness of your cyber security efforts and learn how you can improve them. By examining last year’s mistakes, your organisation can better adapt its cyber security efforts to protect the private data of customers and the…

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Protect Against Insolvency Issues with Trade Credit Insurance

Between the collapse of construction giant, Carillion, and the downfall of children’s toy company, Toys R Us, recent big-name bankruptcies are emphasising the need for protection against rising insolvencies. Indeed, 26 per cent of UK companies suffered a financial blow due to the solvency of a customer, supplier or debtor in the last six months,…

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Disclosure of Material Facts

Disclosure of Material Facts Purchasers of commercial insurance have a duty to disclose every material fact that they know, or ought to know, about a risk.  A material fact is something that would affect the judgement of an insurer in deciding whether to accept a risk and on what terms – at inception, renewal and…

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Protect Your Data on Social Media

Controlling Your Social Media Data When it comes to protecting your personal data on social media, each social media provider has a different set of tools to help you do so. Generally, each provider should allow you to view data collection settings under specific tabs within your account, such as ‘account settings’ or ‘privacy preferences’….

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Be Prepared for a Data Breach!

Last year, nearly 50% of UK organisations experienced a data breach or attack, with human error being the biggest contributing factor. Unfortunately, a cyber-attack seems more like an inevitability, rather than an impossibility, and data breach responsibilities have significantly grown now that the GDPR is law. If you have yet to implement a Data Breach Response…

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GDPR – Think Twice Before Disposing of Health & Safety Data

In an attempt to comply with GDPR, are you at risk of disposing of data that may be important when trying to defend future employee injury and disease claims? GDPR requires you to retain personal data no longer than is necessary for the purpose you obtained it for, however companies need to be careful when…

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