Cyber attacks pose a real threat to all businesses. No matter how robust the security measures in place are, the risks associated with humans can never be totally eliminated. Over 40 per cent of businesses reported a cyber-security breach or attack within the last 12 months. When such breaches occur, businesses can suffer a variety…
Ordinarily, we would only look to propose terms with ‘rated’ insurers. However, there are some instances where insurance terms may be proposed with ‘unrated’ insurers. In such cases it is important that all the information is reviewed. This enables an informed decision to be made, prior to proceeding with cover. Should you choose to proceed…
It’s a time when property owners and businesses face many challenges. Consequently, the last thing any of us want to hear about is the hardening of the insurance marketplace. Unfortunately, this is the reality our industry is facing. We continually strive to secure the very best insurance terms possible. Therefore, we hope our following overview provides…
The most frequent stolen marine cargo commodities tend to be food and beverage products. This is then followed by electronics, consumer products, alcohol and tobacco, clothing and footwear, manufacturing materials, automotive and construction materials. However marine cargo crime drastically changed with the outbreak of COVID-19. Marine Cargo Crime On The Increase Not surprisingly, 2020 saw…
The Ever Given – Declaration of General Average – What Are The Implications? The Ever Given was stuck in the Suez canal for six days and its owner declared a general average on 01.04.2021, but what does this mean for those with containers on board? The owner of the Ever Given declared a general average…
Insurance For Metal Workers: Everything You Need To Know: Metalworking and precision engineering can encompass a wide range of activities, from turning, milling, drilling, tapping, bending, folding, boring, planning, shaping, grinding, laser cutting, pressing, welding … to wire and spark erosion … to fettling, linishing, polishing and plating. Whether using CNC machining centres and/or conventional…
If you are importing, exporting or just sending goods internally, Marine Cargo insurance can protect your financial interest by ensuring the safety and protection of your property. All too often, the incorrect assumption is made that the carrier will reimburse the full cost of any damage or loss. Or, that a combined commercial policy will…
The digital age has never been more alive than it is now. Workplace technology is constantly on the rise, and whether it’s for online banking, digital marketing, e-commerce, emails, or cloud-based data storage, almost all businesses are dependent on at least one type of technology to conduct their key operations. That’s why having a cyber…
Cyber insurance and/or cyber and data breach insurance is a form of cover designed to protect your business from digital threats, such as data breaches and malicious cyber attacks. Since it’s important that you know what cover you may need, our cyber checklist can help. A business is responsible for its own cyber security, however…
Docusign phishing attacks are growing every day. Find out How to identify an attack and protect your business.
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