Have you considered the GDPR implications of allowing your employees to access work emails on their smartphones? While allowing your employees to answer work emails on their devices may seem like a harmless (or even beneficial) offering, research revealed this practice can actually cause increased liability concerns under the GDPR. Indeed, industry experts discovered in…
Cyber-crime is one of the fastest growing areas of criminal activity, with increasing sophisticated scams designed to dupe employees and exploit both system and human weaknesses. In addition to offering a comprehensive Cyber & Data Breach Insurance, we hope our following tips will assist you in reducing the risks of an attack on your business: Provide…
Whilst companies may look to ensure their products and services are safe and effective, there is always potential for mistakes to occur. Whether it be a damaged product, or an injury, it is vital to ensure adequate insurance cover is in place. Choosing Levels of Indemnity In addition to purchasing public/products liability cover, it is…
Obtaining a copy driving licence is a relatively simple process, involving the driver obtaining a code and then providing this to the company, along with the last 8 characters of their driving licence number, however we have produced a guide to assist. Should you have any questions in respect of the above, please do not hesitate…
These Two Cyber-attacks Are on the Rise — Here’s How to Protect Yourself Although clicking on and responding to emails in the workplace is a common practice, recent research revealed it’s also a top cyber-security concern. Indeed, among the methods cyber-criminals use to attack organisations, social engineering scams and ransomware are on the rise. Social…
Because PI policies are claims-made policies, once they expire, they will not cover any more claims. That leaves you exposed years into the future after you retire or stop trading for mistakes you made in the past, which is why you should consider run-off cover. Run-off cover is required for certain professions, such as solicitors, accountants,…
Fire risk assessments are a legal requirement for anyone that owns property or is otherwise in control of commercial premises and other non-domestic premises, such as the common areas of multi-occupied residential buildings. Conducting risk assessments helps you prevent fires, keeps your property and employees safe, and increases the chances that your business can recover…
The government has published its 2017 Cyber Security Breaches Survey, which provides a way for you to compare the effectiveness of your cyber security efforts and learn how you can improve them. By examining last year’s mistakes, your organisation can better adapt its cyber security efforts to protect the private data of customers and the…
Between the collapse of construction giant, Carillion, and the downfall of children’s toy company, Toys R Us, recent big-name bankruptcies are emphasising the need for protection against rising insolvencies. Indeed, 26 per cent of UK companies suffered a financial blow due to the solvency of a customer, supplier or debtor in the last six months,…
Disclosure of Material Facts Purchasers of commercial insurance have a duty to disclose every material fact that they know, or ought to know, about a risk. A material fact is something that would affect the judgement of an insurer in deciding whether to accept a risk and on what terms – at inception, renewal and…
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