PI Run-Off cover – Who Needs It?
Because PI policies are claims-made policies, once they expire, they will not cover any more claims. That leaves you exposed years into the future after you retire or stop trading for mistakes you made in the past, which is why you should consider run-off cover. Run-off cover is required for certain professions, such as solicitors, accountants,…
Why Do I Need a Fire Risk Assessment?
Fire risk assessments are a legal requirement for anyone that owns property or is otherwise in control of commercial premises.
Government Releases 2017 Cyber Security Breaches Survey
The government has published its 2017 Cyber Security Breaches Survey, which provides a way for you to compare the effectiveness of your cyber security efforts and learn how you can improve them. By examining last year’s mistakes, your organisation can better adapt its cyber security efforts to protect the private data of customers and the…
Protect Against Insolvency Issues with Trade Credit Insurance
Between the collapse of construction giant, Carillion, and the downfall of children’s toy company, Toys R Us, recent big-name bankruptcies are emphasising the need for protection against rising insolvencies. Indeed, 26 per cent of UK companies suffered a financial blow due to the solvency of a customer, supplier or debtor in the last six months,…
Disclosure of Material Facts
Disclosure of Material Facts Purchasers of commercial insurance have a duty to disclose every material fact that they know, or ought to know, about a risk. A material fact is something that would affect the judgement of an insurer in deciding whether to accept a risk and on what terms – at inception, renewal and…
Protect Your Data on Social Media
Controlling Your Social Media Data When it comes to protecting your personal data on social media, each social media provider has a different set of tools to help you do so. Generally, each provider should allow you to view data collection settings under specific tabs within your account, such as ‘account settings’ or ‘privacy preferences’….
Be Prepared for a Data Breach!
Last year, nearly 50% of UK organisations experienced a data breach or attack, with human error being the biggest contributing factor. Unfortunately, a cyber-attack seems more like an inevitability, rather than an impossibility, and data breach responsibilities have significantly grown now that the GDPR is law. If you have yet to implement a Data Breach Response…
GDPR – Think Twice Before Disposing of Health & Safety Data
If you are concerned about your potential liabilities under the new GDPR Regulations, help is at hand. For details of our Cyber/GDPR data breach insurance solution, fill in the form on our website.
Family Business Practice
As well as being a great place to meet hard working, like-minded business people, Peter Roper’s Family Business Practice provides a fantastic business to business support network. To this end, we have set up a password protected Member Zone for fellow Practice Members, which we are looking forward to developing over the coming months. For…
Is Your Privacy Notice GDPR Compliant?
Privacy Notices – What Are They? Privacy notices let employees, customers and prospects know how their personal data will be handled and collected. What if We Don’t Have One or Haven’t Updated Ours to be GDPR Compliant? Companies that don’t update their privacy notices, could receive a fine of up to €20 million (roughly £16…