Protect Against Insolvency Issues with Trade Credit Insurance
Between the collapse of construction giant, Carillion, and the downfall of children’s toy company, Toys R Us, recent big-name bankruptcies are emphasising the need for protection against rising insolvencies. Indeed, 26 per cent of UK companies suffered a financial blow due to the solvency of a customer, supplier or debtor in the last six months,…
Disclosure of Material Facts
Disclosure of Material Facts Purchasers of commercial insurance have a duty to disclose every material fact that they know, or ought to know, about a risk. A material fact is something that would affect the judgement of an insurer in deciding whether to accept a risk and on what terms – at inception, renewal and…
Protect Your Data on Social Media
Controlling Your Social Media Data When it comes to protecting your personal data on social media, each social media provider has a different set of tools to help you do so. Generally, each provider should allow you to view data collection settings under specific tabs within your account, such as ‘account settings’ or ‘privacy preferences’….
Be Prepared for a Data Breach!
Last year, nearly 50% of UK organisations experienced a data breach or attack, with human error being the biggest contributing factor. Unfortunately, a cyber-attack seems more like an inevitability, rather than an impossibility, and data breach responsibilities have significantly grown now that the GDPR is law. If you have yet to implement a Data Breach Response…
GDPR – Think Twice Before Disposing of Health & Safety Data
In an attempt to comply with GDPR, are you at risk of disposing of data that may be important when trying to defend future employee injury and disease claims? GDPR requires you to retain personal data no longer than is necessary for the purpose you obtained it for, however companies need to be careful when…
Family Business Practice
As well as being a great place to meet hard working, like-minded business people, Peter Roper’s Family Business Practice provides a fantastic business to business support network. To this end, we have set up a password protected Member Zone for fellow Practice Members, which we are looking forward to developing over the coming months. For…
Is Your Privacy Notice GDPR Compliant?
Privacy Notices – What Are They? Privacy notices let employees, customers and prospects know how their personal data will be handled and collected. What if We Don’t Have One or Haven’t Updated Ours to be GDPR Compliant? Companies that don’t update their privacy notices, could receive a fine of up to €20 million (roughly £16…
GDPR – 25.05.2018
The General Data Protection Regulation (GDPR) came into force on 25.05.2018. Regulations can be intimidating and confusing, however our Free GDPR Toolkit includes infographics, marketing guidance, customisable sample policies and checklists, which may be of use to your business! We can email you a copy of our Free GDPR Toolkit, in either word or pdf format, if you just let us…
Commercial Property – Rebuild Sums Insured
When determining your rebuild sum insured, have you taken into account all of the following? 1. The cost of rebuilding the structures, plus the following (where owned by you): Internal offices, fixed mezzanine floors, overhead cranes and other fixtures and fittings in and on the structures Internal and external fixed glass sanitary ware and signs Central…
Referral Scheme for Insurance2day Policyholders
We would like to thank Insurance2day Policyholders, with a £50 M&S Voucher, for each and every successful referral! Subject to our Insurance2day Referral Scheme Terms & Conditions N.B. A successful referral means the inception of a commercial or property insurance policy, for a new policyholder, for a premium where the commission is at least double the amount of the…