Employment Practices Liability Insurance

Any company that has faced an employment tribunal will know that the costs of defending their position are high, in terms of risk every company that has employees is at risk of being taken to a tribunal. In the current economic climate this risk is further exacerbated as redundancies may result in disgruntled ex-employees claiming…

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New CII Qualification

The Chartered Institute of Insurance has launched a new professional qualification for retails and specialist insurance brokers on insurance broking practices – previously there has been no such course specifically aimed at brokers. The diploma will cover areas which brokers need to be well versed in to ensure compliance with the Financial Services Authority regulations…

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Solicitors Professional Indemnity Insurance

Royal & Sun Alliance have made the decision to stop offering professional indemnity insurance cover to one man and/or two-partner firms of solicitors though it will continue to offer renewal terms to existing clients. The annual renewal season for solicitors has just commenced with all firms having to arrange cover for the annual renewal date…

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Lloyds Consolidation

The last ten years has seen significant consolidation in the insurance company market and it now looks like the next three years are going to see a number of mergers and acquisitions in the Lloyds of London marketplace with the number of Lloyds brokers diminishing. It is thought that proposed changes to The Lloyd’s Act…

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E-Commerce

Consumers are becoming increasingly confident in using technology to make purchases online – Insurance2day have looked at the possibility of offering a full e-commerce website however due to the complexities of commercial and professional indemnity insurance the concern would be that consumers purchase online only to later discover that the scope of their business activities…

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Online Insurance for SMEs

It is anticipated that the next twelve months will see further increases in the number of small to medium size (SMEs) business arranging their commercial insurances online. Whilst at the higher end of the markets businesses paying premiums in excess of £50,000 are unlikely to benefit from the ever increasing move towards e-commence smaller to…

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David Blunkett Praises the Insurance Industry

David Blunkett, who following the floods in 2007 was critical of the insurance industry’s response, has now praised the manner in which many insurance companies have learned lessons from last summers floods and progressed in terms of the service provision they now provide. Blunkett believes there is still significant room for improvement in respect of…

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Extended Professional Indemnity Insurance Schemes

We are pleased to announce that from mid July we will be expanding the criteria on our professional indemnity insurance schemes for accountants, architects, engineers, health & safety consultants and surveyors/estate agents/property managers to provide online quotes for companies with annual fee incomes up to £500,000. In addition the maximum limit of indemnity for our…

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Home Information Packs – Optional Items (4)

Other documents The inclusion, where applicable, of non-standard searches in the Home Information Pack Sellers can greatly assist in expediting a sale e.g. It is standard practice for mining searches to be undertaken in areas where coal mining has taken place, Sellers in these areas will save time if they provide this search in the…

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Home Information Packs – Optional Items (3)

Home use / contents forms These forms include information on boundaries, notices, services, sharing with neighbours, planning permissions and other matters of interest to potential buyers. It is also usual for sellers to state which fixtures and fittings and other contents of the property are included/excluded in the sale or are subject to negotiation.

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