Employers’ Liability Insurance – The Importance of Retaining Certificates
A Certificate of Employers’ Liability insurance cover needs to be displayed in all business premises and it is a legal requirement under the Employers’ Liability (Compulsory Insurance) Regulations 1998 that all certificates are retained for a period of forty years. In addition the Companies Act obliges the company and its employees to maintain appropriate records….
What is Marine Cargo Insurance?
Marine cargo Insurance is the insurance of property as it moves from place to place. The word ‘marine’ conjures up the sea and foremost in the minds of the writers of the Marine Insurance Act 1906 (MIA) was indeed sea transits. While the Act in its opening sections refers to ‘marine losses’ and to the…
What is PI Insurance
Previously clearly defined and distinct, the responsibilities of the professional have changed. Traditionally, people like Accountants, Surveyors, Engineers, Solicitors and Architects, the mainstream professions, were regarded as ‘professionals’. Modern reliance upon services provided by others and the increased use by business of outside consultants has increased the scope of this term and a professional is…