Specialist Professional Indemnity Insurance Scheme for the Architectural Services Industry
Comprehensive and Competitive Professional Indemnity Insurance Cover for Architects
ANNUAL PROFESSIONAL INDEMNITY INSURANCE PREMIUMS
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If this scheme does not appear to be suitable for your business activities and/or the size of your company please call 0800 055 60 83 or CLICK HERE.
Professional
Indemnity
Cover
Total Annual Premiums for the following
Annual Fee Bands:

(including Insurance Premium Tax @ 5%)
up to
£100,000
£100,001 to £200,000 £200,001 to £250,000
£100,000 £278.25 £556.50 £693.00
£250,000 £336.00 £672.00 £840.00
£500,000 £509.25 £1,018.50 £1,281.00
£1,000,000 £708.75 £1,575.00 £1,968.75
£2,000,000 £1,417.50 £2,283.75 £2,677.50
 
Professional
Indemnity
Cover
Total Annual Premiums for the following
Annual Fee Bands:

(including Insurance Premium Tax @ 5%)
£250,001 to £300,000 £300,001 to £350,000 £350,001 to £400,000
£100,000 £829.50 £966.00 £1,102.50
£250,000 £1,008.00 £1,170.75 £1,338.75
£500,000 £1,538.25 £1,795.50 £2,047.50
£1,000,000 £2,362.50 £2,756.25 £3,150.00
£2,000,000 £3,071.25 £3,465.00 £3,937.50
 
If your annual fees are over £400,000, or your require cover above £2,000,000 please call our freephone quoteline on 0800 055 60 83 or Click Here.
 

All risks with the following features or fees derived from the following activities should be referred to underwriters:

  • Project management work
  • Project monitoring work for funders
  • Contract values more than £1,000,000
  • Any responsibility for any civil or structural engineering
  • Firms based in Northern Ireland
  • Please refer below for contracts involving commercial properties
 
For Small Architects involved in Commercial Contracts
the following premiums will apply:
Professional
Indemnity
Cover
Total Annual Premiums for the following
Annual Fee Band:

(including Insurance Premium Tax @ 5%)
up to
£100,000
£100,001 to £200,000
£100,000 £367.50 £735.00
£250,000 £446.25 £892.50
£500,000 £682.50 £1,365.00
£1,000,000 £1,050.00 £2,100.00
£2,000,000 £2,100.00 £3,150.00
If your annual fees are over £200,000, or your require cover above £2,000,000 please call our freephone quoteline on 0800 055 60 83 or Click Here.

All risks with the following features or fees derived from the following activities should be referred to underwriters:

  • More than 10% of income from Project management work
  • Project monitoring work for funders
  • Contract values more than £5,000,000
  • Any responsibility for any civil or structural engineering
  • State of the art designs
  • Design of swimming pools
  • Buildings over 3 storeys
  • Firms based in Northern Ireland

Architects Professional Indemnity Scheme
Terms & Conditions:

* All risks must have all of the following features:

  • No claims or circumstances in last 6 years
  • The majority of principals must have relevant qualifications or a minimum of 3 years relevant experience
  • Proposer has not at any time been refused similar insurance, or had any policy cancelled or voided at any time
  • All fees derived from UK including Jersey and Guernsey clients and work carried out in the UK including Jersey and Guernsey
  • No work carried out offshore
  • No manual work carried out
  • Proposer’s activities have not changed materially during the past 6 years, or for as long as they have been trading if less than 6 years

If you do not comply with all of the above please contact our office on 0800 055 60 83 as we may be able to quote terms with other insurers.

* All premiums quoted are inclusive of Insurance Premium Tax @ 5% & Policy Fees

* The professional indemnity limit of indemnity is for Any One Claim, excluding costs and expenses

* Domestic Architects – £500 policy excess each and every claim increasing to £1,000 each and every claim where fee income is £200,000 or more

* Commercial Architects – £750 each and every claim

* Retroactive Date: Inception (if you have previously held professional indemnity insurance cover please advise us of the retroactive date so that we can refer to insurers for the retroactive date to be carried forward)

* Territorial Limits: Worldwide excluding USA/Canada

* Jurisdiction: Worldwide excluding USA/Canada

* Satisfactorily completed proposal form and payment of premium

* Standard policy wordings and warrantees