Professional Indemnity and Public Liability Insurance Scheme for PS Energy Software Users
PS Energy Software Users – EPC Insurance Scheme
Annual Premiums including IPT for Domestic Energy Assessors with estimated annual turnovers up to £100,000
Scope of Cover : Annual Premium :

Professional Indemnity : £50,000
Public Liability : £1,000,000


Professional Indemnity : £50,000
Public Liability : £2,000,000




Proposal Form


Professional Indemnity Policy Wording


Public Liability Policy Wording


If this scheme does not appear to be suitable for your business activities and/or the size of your company please call 01384 442 165 or CLICK HERE.


PS Energy Professional Indemnity and Public Liability Scheme
Terms & Conditions


Applicable To All Covers :

  • Satisfactory proposal form and payment of premium – the initial premium is to be paid in full at inception prior to cover being issued
  • The policy period is 12 months – renewable annually
  • Standard policy wordings and warranties


All risks must have all of the following features :

  • No claims or circumstances in last 6 years
  • The majority of principals must have relevant qualifications or a minimum of 3 years relevant experience
  • Proposer has not at any time been refused similar insurance, or had any policy cancelled or voided at any time
  • All fees derived from UK clients and work carried out in the UK
  • No work carried out offshore
  • No manual work carried out
  • Proposer’s activities have not changed materially during the past 6 years, or for as long as they have been trading if less than 6 years

If you do not comply with all of the above please contact our office on 01384 442 165 as we may be able to quote terms with other insurers.


Professional Indemnity :

  • The limit of indemnity is for Any One Claim, excluding costs and expenses
  • £500 excess each and every claim.
  • Retroactive Date: Inception (if you have previously held professional indemnity insurance cover please advise us of the retroactive date so that we can refer to insurers for the retroactive date to be carried forward)
  • Territorial Limits: Worldwide
  • Jurisdiction: Worldwide excluding USA/Canada


Public Liability :

  • The limit of indemnity is for Any One Claim, including costs and expenses
  • £100 third party property damage excess each and every claim not applicable to defence costs
  • The liability premium applies per person (principals and staff) – the quotation is based on one person therefore please refer if you have other members of staff
  • Territorial Limits: Worldwide excluding USA/Canada