Loss Recovery Insurance is an insurance policy which provides and pays for the cost of an independent, expert loss adjuster, authorised by the FCA, to act on your behalf (as opposed to insurers) to help in the preparation, negotiation and settlement of claims.

After the Event Loss Adjusters may charge a fixed rate of between 4 – 10% of the total claim value, or an hourly rate of between £190 – £250. Loss Recovery Insurance is therefore a very cost effective way of ensuring maximum protection, as large material damage and business interruption losses can be very complex.

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