Insurance covers are arranged for a number of reasons, including asset protection, to comply with statutory requirements, peace of mind etc. With any optional additional covers, a review of some ‘what if’ scenarios can assist in evaluating the potential benefits, relative to cost. Please also review our Top 10 Insurance Tips, as these contain some very useful advice to assist you in achieving the best cover and value for money:

Cyber & Data Breach Liability Insurance from £109.20
Request a Quote
50% of data security breaches are caused by human error – even I.T. companies can get hacked!
A cyber policy can provide expert support, including dealing with ransom demands, restoring data etc.SMEs can be targeted by hackers as a back door means of attacking larger organisations.
Optional Fraudulent Transfer and Telecommunications Fraud extensions available.

Commercial Legal Expenses Insurance from £55.00
Request a Quote
To meet the needs of SMEs with limited or no in-house legal expertise, covering Employment Disputes and Awards, Legal Defence, Statutory Licence Appeal, Contract Disputes up to £5,000, Property Protection, Personal Injury, Tax Protection and providing a Legal Advice Service.

Crime Protection Insurance from £1,050.00
Request a Quote
To provide protection for companies against theft, fraud and dishonesty committed by employees and third parties.

Group Personal Accident Insurance from £330.40 
Request a Quote

Group Personal Accident benefits are payable direct to the Employer, who can then choose to:
• Continue to pay the wages
• Cover the cost of an employment agency for a temp, until the permanent employee returns to work
• Cover the cost of retraining a new employee, if an employee is permanently injured or has suffered a fatality

Business Travel Insurance from £179.20
Request a Quote

Comprehensive worldwide business travel insurance cover, including Free Holiday cover for Director’s and their accompanying Spouse and dependent Child(ren).

Directors & Officers (D&O) from £85.00
Request a Quote

Protection for the Directors and Officers of limited companies against personal liability incurred as a result of any covered wrongful act committed in this capacity. A Director’s personal liability is unlimited. Cover can also be extended to include Employment Practices Liability Insurance

Loss Recovery Insurance from £37.33
Request a Quote
Provides and pays for the cost of an independent, expert loss adjuster, to act on your behalf to help in the preparation, negotiation and settlement of property and business interruption claims over £5,000

Terrorism Insurance
Request a Quote
Since standard insurance policies exclude losses arising from terrorism, cover can either be arranged on a stand alone basis or, in some instances, as a policy extension.

The above is a summary of some of the optional additional covers we can arrange. This summary is not exhaustive, therefore should you have any other requirements please just let us know.

Should you wish to discuss matters further, prior to making a decision in respect of what covers may be of interest to you, please do not hesitate to contact us or call 01384 442 165. We are here to assist!