Office
Office Insurance
Office Insurance can cover so much more than just your office equipment. Whether you are working from serviced offices, a home office, commercial premises or a combination of these, we can provide quotes to cover your requirements.
Office insurance is often arranged on a package basis and is available for a broad spectrum of non-manual occupations. With premiums based on location of the business; nature of business activities; values at risk; and claims/loss experience. In addition to the core policy covers noted below, office insurers tend to offer a range of optional additional covers. Where any manual activities are undertaken, insurance cover is usually more appropriately arranged on a Commercial Combined basis.
- Buildings
- Computers
- Employers' Liability
- Tenants Improvements
- Stock
- Public & Products Liability
- Business Contents
- Business Interruption
- Money
Please contact us on 01384 442 165 to discuss your requirements, or click the Quote Request button below.
In addition to Office Insurance, you may be interested in Lorega Loss Recovery Insurance. Lorega’s policy provides and covers the cost of an Independent Chartered Loss Adjuster to help prepare, negotiate and settle claims over £5,000. LOREGA’s policy provides unlimited expert claims advice, which can prove invaluable in the event of a complex claim.
Protecting your office
Office insurance policies can include the following cover sections:
- Buildings – where you own the building or have insurable interest by virtue of a requirement under the lease
- Tenants Improvements – where you have made any alterations to the buildings
- Business Contents – to cover your fixtures, fittings, business equipment
- Computers – to cover your computer hardware and software
- Stock – to cover your stock, noting that any high risk / theft attractive items would need to be separately specified
- Business Interruption – on either a Gross Revenue, Gross Profit or Increased Costs of Working basis
- Employers’ Liability – to cover your legal requirements in respect of employees
- Public & Products Liability – to cover your legal liability for third party property damage and/or third party injury arising from your insured business activities
- Money – to cover your cash carryings
The following may also be available:
- Rent payable or recoverable
- Fixed glass
- Trace and access
- Commercial Legal Expenses
- Goods in Transit
- Personal Accident
- Fidelity
- Exhibition
- Computer Breakdown
Please complete your details below for insurance proposals from our panel of insurers
Please contact us If there is any aspect of your insurance arrangements you would like to discuss.
Call Us on 01384 442 165
Office Hours (Monday – Friday, 9am-5pm)
We will gladly discuss and review your insurance requirements, and answer any questions you may have.
